A woman was denied an insurance claim because of her dog, this is very sad but not an uncommon situation. Unfortunately this is a classic example of how important it is for the insurance agent to know their customers.
The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decreases in the outstanding balance of a mortgage loan.
We had a question posted on our Facebook page asking the following question; What's the difference between "term" and "whole" life insurance, what's the best at what age, and how do you convert? We turned to our own Bill Zimmer for insights on these questions, here's what he said.
Homeowners insurance is a form of personal lines insurance. The typical homeowner’s policy has two main sections:
There are different types of homeowner’s policies depending on what type of coverage is necessary. The types are divided based on what perils (or causes of loss) they cover. The types are numbered 1-6 and 8.
Whether you’re a third homeowner or a first there is a long list of things to take care of to ensure that your new house will be a home.
On that list should be INSURANCE!
It is an easy thing to forget about when you’re dealing with the real estate agent, the bank, your family, and of course packing!
To help you get ready to buy insurance for your house we put together 5 pieces of advice to consider before you talk to your agent.
Just for you!
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