Insurance 101
** Please be patient with us as we update this section coordinated with our blog and specific requests. Check back frequently for updates to the information **
Our company has been writing insurance for over 120 years, which means we know insurance pretty well. That being said we are asked many of the same questions everyday. Here is a quick guide (broken into categories) to some basic insurance questions that everyone asks (not just you).
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Auto Insurance 101
How can I get cheaper car insurance?
What should I consider when purchasing car insurance?
What if I loan my car to a friend?
What is collision coverage?
What is comprehensive coverage?
Will my car insurance cover damage to a car I rent?
Will car insurance cover stolen items out of my car?
What should I consider when purchasing car insurance?
What if I loan my car to a friend?
What is collision coverage?
What is comprehensive coverage?
Will my car insurance cover damage to a car I rent?
Will car insurance cover stolen items out of my car?
Home Insurance 101
What is homeowner's insurance?
5 things you need to know when purchasing homeowner's insurance
What does 80% co-insurance mean?
What is "actual cash value"?
What is replacement cost?
Should I purchase Earthquake coverage?
Should I purchase flood coverage?
How having a dog can affect your home insurance.
5 things you need to know when purchasing homeowner's insurance
What does 80% co-insurance mean?
What is "actual cash value"?
What is replacement cost?
Should I purchase Earthquake coverage?
Should I purchase flood coverage?
How having a dog can affect your home insurance.
Life/Health Insurance 101
Can an existing life insurance policy be used to provide for the repayment of an outstanding mortgage loan?
How does mortgage protection term insurance differ from other types of term life insurance?
How much life insurance should an individual have?
What's the difference between "term" and "whole" life insurance?
How does mortgage protection term insurance differ from other types of term life insurance?
How much life insurance should an individual have?
What's the difference between "term" and "whole" life insurance?