What if I damage a rental car? Will my insurance cover that?

3/4/2016

At some point or another you might have to rent a car.

If you have rented a car before you will know that several rental companies offer insurance add-ons that will have you covered.

If you have experience then you know that those extra coverage's that they offer can become very costly.

Here's a quick guide on how your existing car insurance can be used.

First, it is ALWAYS a good idea to check over your existing car insurance policy and talk to your agent to know what you are covered for.

If you have Rental Reimbursement coverage (typically can be purchased with collision and comprehensive coverage's) on your policy keep in mind that it only covers the cost of renting the car while your car is being repaired from an accident.

Rental Reimbursement will not cover any damages that are caused to the rental car. Damages would be covered by comprehensive or collision coverage.

Check out the infographic below ↓↓↓↓↓↓↓↓↓↓

Most rental companies will offer either a damage waiver or a damage insurance coverage that you can add on.

Better safe than sorry, double check and ask questions instead of assuming that you are covered.

Contact my agent

Stefan Robert link

11/18/2020 11:38:15 pm

Most of the rental company will offer damage waiver or insurance. I think this is very important for rental customer.

Braden Bills link

10/27/2021 08:58:12 am

I want to make sure that I get the right insurance plan for me. It makes sense that I would want to get insurance to cover my car insurance. That seems like a good way to ensure that I plan everything properly.

lihabi link

6/27/2022 09:02:16 pm

thanks for the information, very inspiring

Comments are closed.

Hello and welcome