General Liability provides coverage if you are liable for damages to other individuals arising from your premises, general operations (ongoing and after completion) and products manufactured or sold.
General liability can include property damage, personal advertising injury, reputational harm, bodily injury, and medical payments.
General liability coverage can help a business through tough times with the right protection from lawsuits.
“More and more businesses are being sued for things like negligence, libel, slander, property damage, bodily injury, copyright infringement among other things. And businesses can be sued even when they did nothing wrong.” -The Hartford
A classic example is if a customer slips and fall in your store or on your business premises and hurts themselves. Your business would be liable for their medcial payments and their bodily injuries.
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